Financial Advisor William Huyler’s Guide to Investing for Beginners

William Huyler
3 min readJan 20, 2021


Investing has become easier and more accessible to the masses thanks to online brokerage platforms. What better way to make money than to have your money work for you? Armed with your knowledge and skills, you can start investing in stocks right away. So where would you begin and what do you need to know?

William Huyler is a personal financial advisor based out of West Chester, Pennsylvania. He provides sound financial advice to numerous clients throughout Pennsylvania. For years, Huyler has offered top quality services as a financial advisor in West Chester, PA. He has an extensive background in assessing market trends and helping his clients create a financial plan that makes the most sense for their financial situation and future goals. With his vast financial knowledge and experience, Huyler provides this guide to investing for beginners.

Investment Accounts Options

Before you take a deep dive into the complex world of stock analysis and market trends, you need to know which investment account is right for you. According to financial advisor William Huyler, there are two types of investment accounts. The first is the online brokerage option. It’s both easy and cost-effective, as you work with a broker who guides you every step of the way. The second option is a robo-advisor account. This is a more comprehensive option that takes care of all the nitty-gritty details and does most of the work for you.

The difference between those two investment account types usually comes down to how serious you are about investing. It’s also about whether you’re willing to pay a little extra for a complete investment management system or if you prefer to do most of the legwork yourself.

Have a Budget

Investment has an inherent element of risk involved in it. This is why financial advisor William Huyler of West Chester, Pennsylvania, recommends you set aside a budget for your investment. It’s not just about how much money you need to start investing, he adds, but also what your budget will be like for the next few months or years down the line.

If you have a small budget to get you started, you might opt for stock mutual funds. These allow you to invest in small pieces of different stocks according to your budget. This is different from investing in individual stocks, which usually requires a big budget to achieve portfolio diversity.

Investing is a Marathon not a Sprint

Once you’ve started to get the hang of it and find your way around the different strategies and market analysis tools, one thing becomes clear, this is a long-term endeavor. What this means is, you don’t need to and you shouldn’t check how your stocks are doing a few times a day. For the most part, you’d want to stick with low-cost but secure investments such as S&P 500 index funds. These have low risks compared to day trading, for example. The rule of thumb is to research the company you want to buy stocks for and make sure that it has good potential for growth.

William Huyler on Portfolio Diversity and Risk Reduction

According to financial advisor William Huyler, when it comes to investing in stocks, the adage of don’t put all your eggs in one basket applies perfectly. “Portfolio diversity,” he elaborates, “is more than just a buzzword. It’s your best protection against market fluctuations. If one of your assets performs badly, you still have other stocks to fall back on.” This is one of the reasons exchange-traded funds are considered a beginner’s best investment option. They offer great portfolio diversity without requiring a big starting budget.



William Huyler

Financial Advisor based in West Chester, Pennsylvania